Piggy bank scheme advice please :) Started by: Louise

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  • Louise
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    Hi girls.
    So I had my consultation a free weeks ago and as I have asymmetrical breasts, the price I’m looking at is around 7k.
    I can’t have finance due to messing my credit up when I was younger and don’t currently have any savings.
    I’m looking at doing the piggy bank scheme and have been given the sort code, account number and my reference details.
    I’m just wondering if any one else has done this and can offer advice with how trusting it is (what happens if payments aren’t registered or something etc), how easy it is to keep track with what you have saved and how much you saved monthly please.
    I just feel there’s no light at the end of tunnel at the moment and want this so badly!
    I have never liked my boobs and after losing 3.5stone, they look like rung out tea bags haha
    Tia 🙂 x

    Chloe 122
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    Could u not set up savings account yourself…. I know nationwide do one (or they used to, think it was a cash isa u could withdraw at any time but u had to go into the bank so u didn’t have a card to use or check it regular just set up a standing order to it and pay extra in as and when…. also perhaps you could look at your credit score and see if u can apply for any credit cards/ catalogues that are high interest but pay the off on the first statement so u don’t pay interest (just donur food shop on it or something this would help to build your credit up and maybe then you could get the pay half and the other half interest free scheme they do xx I’ve not heard much about myas piggy bank but with anything tbh I’d rather save it myself than give to someone else to save Just incase there’s problems at a later date xx

    Louise
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    Thank you for replying! I have considered doing that but wouldn’t trust myself to not dip into it! Silly, because I want this so bad and don’t help myself at times.
    I have got a vanquis credit card which I have been doing that with and it’s making a difference but think I have a little way to go with rebuilding my credit, but it’s a start 🙂
    Another option could be to give the money to my mum and tell her no matter how much I ask, no to give it to me lol
    Thank you for advice 🙂 xx

    Chloe 122
    122p
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    +1

    Yes your Mum would be a good idea…. I can’t say I’ve heard anything bad about the piggy bank just me personally I’d save myself… I’m trying to build my credit up also not for boobs as I’ve got them now but other things having finance would be a lot easier xx

    Demi 25
    25p
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    Im using the piggy bank i have been for the last 6 months all u do is ring up say i want to pay into my piggy bank then u give card detail over the phone like every monday i put 30 in as soon mounts up ur covered asewell becuz ur payin by card shows up on ur bank statement so they could never say u ent paid as u have proof ‘ im crap at saving so the piggy bank is good as if its in ur own bank ur just keep gettin it out and spending it but with the piggy ur more determined and excited when u make a payment u can even ring and pay the odd 10 here and there it is a good way if u love spending lol xx

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