:confused:hi there, i was declined a couple of months ago with first direct!! i have not got a good credit report, but was told that i need a co sighner. i have since got my dad to agree to do this, he has a great credit rating, but he has only agreed to do this is the apr is at a reasnoble amount, the typical been 14%.
does anybody know if because of my rating been poor and my dad’s been good, around what apr i might be looking at? surley if my dad is putting his name to the application that he is willing to pay if i dont , then it should be based on him?? any1 been in my situation?? i feel so close to getting what i have wanted for more that 10 years, but yet so far xxxxx