Has anyone borrow loan for surgery? Started by: gaby85

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gaby85
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July 3, 2010 at 4:24 pm
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#4453

Hello all. i really wanna have my boob done! since young! unfortunately i have a bad credit and no one can loan that huge amount of money for me. came across website where they can loan you money for cosmetic surgery even u have bad credit. not sure if any of you came cross or tried that? just wondering if they are for real.

Cheers beautifuls xx

xxajxx
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July 5, 2010 at 9:02 am
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#68243

hi gaby, can you get someone to be ur guarantor? this would be the best way for u to do it…

emzie
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July 5, 2010 at 9:22 am
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#68244

Hi Gaby, I had trouble getting finance due to no credit score, it wasn’t bad, I just didn’t have enough finance against my name to be deemed a safe client. I applied to Tesco finance with my mum as a guarantor and received an acceptance within the week PLUS their interest is really low compared to banks or other lenders. Definately give them a go first before you try loan sharks that charhe ridiculous amounts of interest! xx

staceyrr
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July 5, 2010 at 12:05 pm
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#68245

hey do you need to have a good credit thing to use the mya loan? cuz im after using that but have never had a loan so wont have any good/bad credit thing?

xxx

clairewales1
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July 5, 2010 at 3:00 pm
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#68246

Hey stacey it does help to have good credit but if you have never had credit or direct debits before you should be ok!! also if any1 else under your address has bad credit history then that could effect your credit check aswell xxx

staceyrr
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July 6, 2010 at 7:46 am
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#68247

i have direct debits for my phone bill and have never had any problems there lol at xmas time i went overdrawn like £2 ha im worried now! ill kill my parents if they have out bad!! lol

thanks!

xx

appletree
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July 6, 2010 at 3:07 pm
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#68248

I spoke to Experian a while ago and they say another person at your house’s credit rating does not affect your credit rating, I know because my son ran up huge debts but it never affected me getting any credit !

sarahxxx
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July 6, 2010 at 8:02 pm
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#68249

Hi, i had the same problem, i couldnt get a loan as i have no credit history, but i did go into the bank and they gave me an overdraft for £3000, check with your bank if you could do that as the interest is pretty much the same as a loan xx

gaby85
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July 8, 2010 at 5:23 pm
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#68250

thank you all! so now basically… i was declined…its not because i have bad credit…its because i have no credit….so…what should i do now?

@ SARAHxxx… im glad u got a loan and make ur dream come true ! do u need to be qualitified to get a loan from the bank by being working as a fulltime for a certain amount of time? coz im only on my job for 3 months!…

emzie
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July 8, 2010 at 6:28 pm
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#68251

Have you tried Tesco like I said above? I had no credit either and they accepted me xx

gaby85
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July 8, 2010 at 9:57 pm
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#68252

Emzie! Thanks for your advice hun! around how much did you loan? im thinking around 4000 if im accepted! do i need to be qualified for anything to get the loan? X

sharon76 -1
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July 9, 2010 at 7:03 am
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#68253

Hi

You can all save yourself about £1000 if you go with right choice.

A BA cost me £3050

leigh87
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July 9, 2010 at 8:34 am
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#68254

hi gaby,

i went with MYA, and was in a similar position, my credit rating wasnt good, so i had to get a joint applicant, luckily my dad offered, and that was fine

have you thought of asking you mum or someone to help you?

i shoped about but MYA’s clinic and Hospital are really close to me, the staff at MYA were great, really helpful, the aftercare has been great, the nurse called me after my op etc. and i’m now 8 weeks post op and extremely happy! x

staceyrr
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July 9, 2010 at 12:22 pm
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#68255

hi leigh do you mean you put mya loan in your dads name?

xxx

leigh87
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July 9, 2010 at 12:37 pm
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#68256

hi stacey,

no its on both names, both of us had to be credit checked. .xx

emzie
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July 10, 2010 at 11:59 am
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#68257

Hi Gaby. All in all I borrowed £6,000 and wil pay back £6500 altogether. Thats spread over 2 years @ £230 per month. I thnk it’s worth trying to get a family member on the loan too just like Leigh. My mum is on mine with me and I’ve promised her faithfully that I wont miss any payments! With Tesco they will request your latest months bank statements to show your salary into your account and that’s it! Funds were available in my account within the week! xx

misslaura
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July 10, 2010 at 5:50 pm
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#68258

Hey, If yuu go onto breastenlargement discounts .com you get £500 off with Mya x

gaby85
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July 10, 2010 at 9:22 pm
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#68259

Hey guys! Thank you very much for ya kind help! I would ask my parents but I live this country on me own! So its difficult to ask anyone anymore suggestions? My be I should just get a credit card and boosT up my credit and delay my plan for at least 6 months! Any credit card suggestion guys? Thanks again all lovely ladies! XX

courtnie
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May 21, 2013 at 6:31 pm
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#654482

hi ladies, do i have to be in full time work to qualify for the financing and loan option, i have a guarentor

Misfion 3
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May 21, 2013 at 6:41 pm
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#654484

@gaby85 I don’t know if you have heard about the Luma or Luna card, can’t remember which it is. It is designed for people with no credit. Has a low limit of about £150 but is perfect for building your credit. Basically what you do is buy a few things on it during the month (like fuel or a weekly shop) and then you pay it off pretty much straight away. By using this credit card and paying it off in full every month or after every purchase you build your credit up. After a little while of doing this your credit rating will be up/you will have a credit rating and then you should be able to apply for another company’s loan or credit card.
Hope this helps 🙂 x
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Has anyone borrow loan for surgery? Started by: gaby85

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