Iv gone with the 121 finance! i tried everywhere to get a loan but no where would give me one as i have no credit rating! i unfortunatly got scamed into thinking i was offered a loan by some company i didnt know, but 2 weeks before my op it turned out to be 40% apr 🙁 so i phone 121 up, 2 hours later i was approved and a week later all the paper work was signed and i had my contract through 🙂 with them iv got a 3year loan on 10% apr!
But if they wont approve you, you could always put someone elses name on it . . . goodluck 🙂 xxx
