Finance with MYA Started by: Jessica

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  • Jessica
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    How have people found finance with MYA?

    I am debating finance as it seems not a lot to pay but would like to know how people manage with finance?

    jakki25 -1
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    I haven’t had the op yet so haven’t started paying. The finance company they use now are a lot better than the one they had a year ago when I first enquired. A lot more options available. The only thing I’m not 100% happy with is that even after uv paid ur deposit (500 in my case), the first payment is a double payment to cover their admin fee. And because I’ve paid deposit in january and having the op in feb it means that I’m paying out nearly 900 pound in 6weeks! But that’s my own fault, I should have planned it better but I was too eager to get them done ASAP!

    Jessica
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    @Jakki25 Oh gosh!!! That’s huge, why is it 900!!!

    Oh god I’m worried now incase they expect a lot of me, I thought they added 165 as an admin fee… Maybe it’s a different company which MYA clinic are you going with?
    Also, how did u find the finance application… I’m only 22 and I’m worried about the app?
    X

    jakki25 -1
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    Well I’ve paid 500 this month as a deposit to secure my date, and I have my op on the 27th feb, so on the 28th feb my first payment is due. I will b paying 165 a month but the feb payment will b double for the admin fee. So over all in 6 weeks I’ll gave paid 830quid, but that really is just cuz I’m an eager beaver! Also, my finance is in a family members name as I don’t have the best credit score at the minute due to a missed credit card payment in december so I was scared if I’d applied under my name it would b rejected. If ur only 22 and are worried that u might not get accepted why not ask a family member or a partner to do it for u? That’s what I have done, and as soon as they receive ur first payment u can swap what bank account it comes out of so I can swap it from my auntys to mine.

    I had originally went to MYA last year and wasn’t eligible for finance but they have changed who they use now and its a lot easier to get accepted. That’s why my PC from MYA rang me in december to let me know things had changed and I was eligible now.
    Hope this helps hun, I’m not the cleverest at finance and things!! X

    Jessica
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    @jakki25 that sounds positive! I may try it on my partners and then swap it to our joint account!
    I will need to look into how much I’ll be paying because mines not too far away (end of march)
    Good luck with your op! Thanks for commenting

    Xxx

    Anonymous
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    Yes I have done the same 500 smackers then another 300 day after my op which is on the 1st feb! X

    jakki25 -1
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    Haha it just shows how deperate we are to get them hun 🙂 my finance is all sorted now but I’m going to see my PC next week about the soft-touch and responsive implants so will probably have to fiddle it or maybe even pay seperately if I decide to go with more expensive implants :/

    leah93
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    hiya iv got finance. having my op on the 20th feb would that mean id have to pay my first payment on the 21st feb ? i though it was a month after they never really said. x x

    lauraxcx -2
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    Leah I’m thinking this too my op is on 26th feb so don’t want finance To come out on the 27th get paid last working day of the month so was hoping they could take it out on the 1st of every month xxx

    jakki25 -1
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    It comes out the day after ur op if the finance is in someone elses name, or a month after if its in ur name x

    leah93
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    Was worried then that I was going to habe to find another 300 the day after. As I don’t get payed untill 3 weeks after ,y op. Glad its a month. Thanks xxx

    leah
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    im so glad i just paid cash i opend up a savers account with mya in june 2012 and made my last payment in novemember and had my opp in january and only paid 3450 fr naturelles day case surly withintrest ur final price will be well over 5000-6000 ?? x

    leah93
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    I’m having uplift and implant so the price is already 6100. I’m paying half thn the rest over 2 years interest free . Admin fees about 160 and I’ll pay about 130 a month so its not to bad can make extra payments and there’s no early repaymemt charge. If I was just having implants id have been able to pay it off but with it being a little more expensive intetest free finance seemed a good option hope iv made the right decision ha. X

    jakki25 -1
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    Wish I could have done that leah, but whatever extra cash I have at the end of the month always seems to go on the house or the little’n! Iv got my finance over 2 years and paying a total of around 4500 as I had my initial consultation about a year ago, they r giving me at the price it was then. I’m not concerned about the money really. My partner finishes paying off his car in june. He’s had it 5 year and pays 470 a month, so why shouldn’t I treat myself 🙂 x

    Rachel -1
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    im paying £1500 deposit with mya, taking the rest on finance with MYA for 12 months and offered 12 months interest free. x

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    I got accepted finance, ive only just turned 18 with next to non exsistant credit rating.. i paid 1500 deposit in janruary and got booked surgery for 25th feb 🙂 xx

    jakki25 -1
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    That’s brilliant georgine, wish I’d had a big deposit to put down but I’m crap at saving! I’m booked in for feb 27th at preston! We will hav to keep in touch! What size u going for? X

    Amylia
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    Hi Ladies,
    I have my consultation next thursday for Vaser lipo, i have been trying to get loans everywhere to finance the procedure with no joy (unless i want to pay back double the amount i actually need to loan due to the APR percentage- which i am not going to do). I think the procedure with everything i want done will be about 5000-7000. The finance that MYA offer or this other company connected with MYA is it all interest free? so if i need to loan 5000 i only pay back 5000? any help you can give me with understanding how their finance works will be a great help. i do have some money i can put down as a deposit (if needs be- i could put down 1500-2000 max). but would prefer not to as i dont have anything else to fall back on should any other problems in life arise (car problems, bills etc)

    Thank you in advance
    Amylia xx

    Misfion 3
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    @Amylia the MYA finance is 15% I decided this was too much (its actually more then my credit card APR) so I put it on my credit card (after paying £500 deposit) and transferred it to an interest free credit card which only charged about 2% transfer fee. Will just keep switching it 🙂 xxx

    Amylia
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    Thank you for this Misfion 🙂

    I dont currently have a credit card but have the time to look at getting one,, anything to get the cost down 😉

    thanks again
    amylia xx

    yasmin
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    Ive paid £1500 deposit and the rest on finance with interest another £3000 my op is the 28th march they told me first payment of £124 and admin fee £165 will go out 30 days after my op so it will be the 28th april but managed to change it to the last workin day of the monthis when i get paid x

    Amylia
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    Thank you Yasmin 🙂 x

    dawn
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    Who are mya’s financers now, as heard they changed ? x

    yasmin
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    @dawn yh they have changed to a company called 1-2-1 finance x

    dawn
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    ahh thanks x

    yasmin
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    When u havin ur op hun? X

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