The finance company (121 finance) told me this when they rang me to confirm my finance over the phone and just said the documentation fee would mean that my first monthly payment would be £200 more.. It was on the documents that they emailed to me as well, the finance company should have told you, they have a legal responsibility when you sign the contract to tell you what you are agreeing to, it’s terrible if they didn’t. I agree it would’ve been nice to be told in your consultation, I can’t remember if I was told or not but I wouldn’t be too harsh on MYA because it’s really the finance companies fault that you pay the monthly instalments to! I’d give them a call just to make sure yours is like mine (first monthly payment higher). Good luck with your op! xx
