Finance… Started by: Lisa

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  • Lisa
    0p
    September 19, 2014 at 4:10 pm
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    #777358

    Hey ladies im newbie… Does anyone know the criteria needed for finance? Any advice would be appreciated xx

    Holly 14
    14p
    September 19, 2014 at 4:46 pm
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    #777365

    Hi Hun for the interest free one u litterally need to have the best credit rating no missed payments etc. The interest option your likely to be accepted quite easily xx

    Penny8508
    0p
    September 19, 2014 at 5:01 pm
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    #777366

    The company MYA used is pretty flexible, they arnt harsh at all. I think the interest rate isnt bad either. X

    Anonymous
    0p
    September 19, 2014 at 5:15 pm
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    #777370

    Hi Hun I’m on the internet finance and I got accepted easily. I do have a full time permanent job which I’ve been on for a year though. So that helped. I think as long as u have a regular income. The interest rate isn’t too bad. I’m not sure if im allowed to discuss prices on here xxx

    Lisa
    0p
    September 19, 2014 at 5:21 pm
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    #777371

    I was a bit of a Bugga when I was younger but have recently been able to get a phone contract & 2x credit cards so I’m thinking my credit must be improving? I went somewhere else for a consultation but was told I couldn’t apply for finance as my income wasn’t £1000 a month (bit steep if you ask me) even though my wage & tax credits were £1000 a month… Is it all basically based on your credit rating or do mya take into account if you can afford the repayments? My partner is in a high paid job (a lot more than me) would he be able to take the finance out? I’m 30 now & like so many woman have wanted this for many years, I’m just hoping that now I’m in a steady job which I have been for 2yrs I can at last make my dream come true….

    Anonymous
    0p
    September 19, 2014 at 5:33 pm
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    #777373

    My partner took the finance out for me with another company.. And the interest rates are not bad 🙂

    Simona
    0p
    September 20, 2014 at 2:01 am
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    #777466

    I took a loan with pay4later that is what Mya has recommended to me. To be hones it is really easy to get accepted. My income wasnt that stabel or regular to be honest..I have applied once- got denied, then a few days later- tried again and it worked! The sad thing is that there is 19.9% interest.., so I am over paying, hovewer I believe that its worth it! Try to find cheaper options if you can. Anyway Good Luck!

    Kirsty 2
    2p
    September 20, 2014 at 6:47 am
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    #777468

    There is always the option of getting a loan with your bank too.. If you have banked with someone for a while u may get a good interest rate, Get some quotes and compare with finance it may work out better interest x

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