0% credit cards?? Started by: rosey

Basically you don’t pay any interest on them 🙂 I’m planning on using one for the rest of my payment as I only have £2000

Amount of credit on one depends on your credit history. U won’t pay interest on the outstanding balance as long as your within the promotional period but will incur interest once that period is over. You need to pay at least the minimum off every month and aim to have cleared the balance before the end of the promotional period or switch it to a new deal x

I have no idea yet, only had a gander at them! I’m waiting for my consultation and then will look into IT further but I just googled them and loads came up just have to find the right deal for you with the amount U can pay back each month xxx

Heya, im looking into this to pay £2000 of it off, hoping i can get one but got declined one through tesco!!:( so got appointment with my bank on saturday see what they can offer, i think there better than loans as you can pay more some months if you xan afford it to pay it off quicker xxx

Hiya, my husband has the Barclays one I think. It’s 0% for 3 years but we pay a certain percentage of the amount we have on it off of it every month. We have about £ on it atm and pay about £ off it a month. The money we pay off each month comes straight off the amount and any money we have left at the end of the 3 years we will pay off in a lump sum as interest is quite high after that. Hope that makes sense snd helps! Going to put my boobs on it as might as well for interest free! X

just checked with hubby and he said its defo Barclays. Think it depends on credit rating as even though we’re young we’re married and my hubby used to work for a bank and also was a police officer and all that is taken into account. Hope you can get one as 0% interest is so much better than company loans! X