Hey so I’ve just done a credit check online and I’m on 1* because I had a little woods account and I moved address I missed 3 payments , I want to pay £500 deposit then pay like over 4 year period , which is something like £135 a month added intrest with mya do you think I will be accepted for it , as I’ve never been in debt with my little woods just my catalogue is £500 and wonder if it will affect it
I choose to fund mine elsewhere. MYA’s finance APR is way to high to be honest. I funded £5000 through zopa and pay back £91 a month over 60months total payable £5460. Interest is £460 over the 60months which is next to nothing. I funded the other £3000 myself. I’ve used zopa before and they are great. Few other company’s have some awesome rates at the moment between 3.1% and 6.9% APR.
