Finace questions Started by: Lisa millington

If your boyfriend or mum are happy to take finance out for you that’s fine but it has to be in their name etc… if you don’t pay them the monthly instalments then they will have to. Self explanatory that one. If your asking for MYA specific finance I would say it has to be all in your name. (Best off ringing them if that’s what your trying to find out).

The APR Is silly for their own finance. I think it’s about 19.9% APR. I took a loan through ZOPA and I borrowed 5k at 3.8% APR. I pay back £91.57 a month over 60months and pay back £5494.

My husband sorts out all our finances and it’s in his name. Not because I have bad credit but it’s just easier for him if he needs to make enquiries and deal with certain issues that may arise.

Iv gone through mya finance, you pay a £2500 deposit. Payed my deposit on Monday and I booked my op date as soon as I payed my deposit, my PC said once Iv payed my deposit she would give me a ring and book my op date which she did instantly , it didn’t even take an hour. Mya finance is 0% interest, you pay £2500 and then 10 months instalments of £250, and you can pay it back early if you have the money. I didn’t need to show 3 years employment history, but they do checks to make sure you have always payed bills on time. So basically I payed my deposit on Monday and booked my op an hour after paying my deposit, I have my op on the 3rd March, and the monthly instalments don’t start until the month after your surgery, is deffintlu reccomend MYA finance, especially with it being 0% interest! Xxx

Hi darling. I’m self employed as well and they wouldn’t expect me for mya finance because of this… but after explaining my job and situation to my PC she’s told me that my last payment doesn’t have to be 58 days before and could be a month – 3 weeks before operation. This has made it so much easier and a wait off my shoulders. I don’t have to worry about paying anyone back afterwards but I can still get it done! Hope this helps xxx