I personally looked around at other deals before even accepting their finance as I was allowed to borrow more from my bank at a much better APR rate and a cheaper monthly payment.
Their finance seems like a good deal but you could definitely find better whether this is a 0% APR credit card or a bank loan with a smaller APR.
I put £1000 deposit down as I booked it before seeing my surgeon and because I had my own finance. But I have 4,500 left in my bank waiting to just pay off the whole thing.
There was no fee in paying for this.
I’d also say if you don’t go with their finance and your own loan, I was able to borrow more for extra costs such as travel expenses and post surgery bras and any extras needed. I found out I would need to book a hotel so this covered that too and with me taking a week off work unpaid I wanted to make sure I was covered completely.
Personally working in financial services myself, you could possibly find a better deal (depending on your credit rating etc.)
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