APR & Loans Started by: Gen

Try Tesco or sainsburys they’ve got good Apr at like 4% but even with not so good credit history it’s like 9.9% which is abit better than what you’ve been offered. Try the money supermarket eligibility checker though first, it’s kind of a soft search to see what you can get accepted for without harming your credit score xx

If it’s something you really want and you get accepted it’s really about the total amount payable with the interest vs the amount you borrow, if your happy with that amount over and above then go for it … Apr when calculated are such a nonsense anyway! Xx

I’m in the same boat as you, it’s such a bummer isn’t it. O well I’ll keep thinking if it’s ment to be. X

I have no idea at the mo, unfortunately it’s looking like credit card. I don’t really use it. If i could get a loan I would, I think I’ll give the bank one last go first before I make my mind up. There’s no chance of saving that kind of money up for me. X

Im in the same boat!! I cant get a loan… i have 2 small kiddies n getting married this year… my bf said after the wedding we will sort something out… he has a credit card and im going be saving every last spare bit i have and xmas money birthday money etc to get most of it and then put the rest on a 0%apr credit card…. its hard but if u can get a lowish apr card or loan id go 4 it…. good luck with the bank xx

Have you tried saving half the amount up?
Then apply for 10 months interest free over the next 10 months. That may be worth a shot. Also ask if your costs can be reduced, I KNOW this is possible. Don’t give up!
I have 2 little girls, youngest will be 1 on 29th of this month and the eldest was 2 on Valentine’s Day… They have my EVERTHING, I’ve been so down about them eating my dad’s and leaving me with b/c’s so I’ve booked in to have new ones in June. As a mum I think we need to be happy as well.
I hope you get it sorted. Xx