Had such a stressful day! Couldn’t get finance myself cause not 21 and don’t earn £1000 a month after tax.. So my sisters boyfriend phoned to be my joint applicant, and he was accepted! Could not be happier.. So grateful to him! Just got to wait for the final decision.. Which will be next week once they’ve received proof from him.. Surgery date is reserved for March 28th..got an extra £250 off too 😀