Hi hun I have recently spoke to mya about this subject and I think they have a koan company they are teamed up with where you can pay it over so many months. Ring them and ask about it theyre so helpfl! i think if u pay it back over 6 months you dont pay any intrest or something like that. If u dont get accepted, I went and got a loan from my bank for my first ba and it was quite easy to get 🙂 hope i helped! xx