Hey! I had the pay half up from and the rest on 10 month finance! I dont think they did a credit check though. All i had to do was give them 3 months worth of bank statements to show them i had a steady job/income. I’d had 2 months off before i booked hte surgery though so i had to give htem 5 months worth of statements and give them 70% down payment though/ Which was fine, luckily id saved up extra anyway. You have to start paying the rest back 1 month after your operation date.