121 finance Started by: Rachel80

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  • Rachel80
    0p
    November 16, 2012 at 7:09 pm
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    #606423

    Hi girls, I’ve had my finance accepted but just wondered if any of you know anything about 121 finance? There’s not much online about them & they’ve sent me nothing in the post – I managed to get an email out of them but when I asked if they were regulated by the FSA they havent replied. I’m sure it’s fine but I’d like to know who I’m dealing with before getting a loan from them! Thnk you R xx

    Rachel -1
    -1p
    November 16, 2012 at 10:08 pm
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    #606447

    mya should be able to give you this information! im thinking they will be following the fsa guidelines

    Anonymous
    0p
    November 16, 2012 at 10:18 pm
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    #606451

    Me I want to know they say I been accepted and no paper work

    Rachel -1
    -1p
    November 16, 2012 at 10:22 pm
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    #606454

    maybe its on its way? x

    Rachel80
    0p
    November 16, 2012 at 10:26 pm
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    #606457

    They told me t they don’t send paperwork & they grudgingly sent me an email. I think I’ll ring MYA next week, I need more info if I’m going to take a loan out with them……

    Anonymous
    0p
    November 16, 2012 at 10:27 pm
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    #606458

    Yeah I got a email but not nothing proper bit ridicules really

    Anonymous
    0p
    November 16, 2012 at 10:28 pm
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    #606459

    Apparently they will dart baking payments after surgery well god knows his they gonna do that with no bank details 😮

    Rachel -1
    -1p
    November 16, 2012 at 10:35 pm
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    #606460

    here is a website on this company… MYA need to be providing all these details for you!

    https://121fcu.org/

    Anonymous
    0p
    November 16, 2012 at 10:38 pm
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    #606461

    Thanks but I applied a month ago and nothing…

    Rachel -1
    -1p
    November 16, 2012 at 10:42 pm
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    #606462

    @rachel course you do, they need to give you more info. have you been quoted anything or how much you looking to to borrow?

    Nicole -18
    -18p
    November 16, 2012 at 11:22 pm
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    #606476

    I’ve had all my paperwork through email. Printed it off signed and sent it back. My op is in 10 days. They don’t send it until closer to your operation x

    Anonymous
    0p
    November 17, 2012 at 12:00 am
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    #606494

    Nicole ….. So you recon I get paper work nearly op ? X what your pay back period 2 or 3 years

    myamoderator 138
    138p
    November 17, 2012 at 10:02 am
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    #606543

    Hi ladies,

    Sorry to see this post. Please send me your full names and PC’s names and I will look into this for you.
    Many thanks
    MYA Mod

    Rachel80
    0p
    November 17, 2012 at 12:48 pm
    Menu
    #606588

    I don’t think that’s their website, that’s for a credit union based in the USA x

    tashahasbigb00bs
    0p
    November 17, 2012 at 1:35 pm
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    #606590

    I have m surgery in 4 weeks I got my contract and direct debit mandate last wk, I emailed asking the a question though but didn’t get a response sure they ok though, doubt may would recommend them if they were not ok, we’ll I hope lol

    tashahasbigb00bs
    0p
    November 17, 2012 at 1:35 pm
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    #606591

    I have m surgery in 4 weeks I got my contract and direct debit mandate came last wk, I emailed asking the a question though but didn’t get a response sure they ok though, doubt may would recommend them if they were not ok, we’ll I hope lol

    Nicole -18
    -18p
    November 17, 2012 at 4:08 pm
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    #606614

    Yes Dana I’m sure you will receive it. I’ve taken it over 3years butnolan on paying it off in a few big chunks next year. Just thought I’d leave myself the option to spread it x

    Anonymous
    0p
    November 17, 2012 at 4:09 pm
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    #606615

    Can you not pay more if you wanted instead if set payments monthly xx

    Nicole -18
    -18p
    November 17, 2012 at 4:12 pm
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    #606617

    Yeah that’s what I’m doing, don’t know what happened in my above message!. Apparently though you can be charged if it’s paid off too quickly as the finance company wouldn’t make any money :s doesn’t seem fair! X

    Anonymous
    0p
    November 17, 2012 at 4:15 pm
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    #606618

    Oh bugger that’s stupid in want to pay as much as I can mine is 3 years too things we do lol for love xxx

    Nicole -18
    -18p
    November 18, 2012 at 9:04 am
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    #606740

    I’m willing to make the sacrifice! Lol xxx

    laalaa81
    0p
    November 29, 2012 at 1:13 pm
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    #609582

    I’m using 121 too.I booked surgery a while ago and the ladies at MYA that I spoke to said not to worry about the finance until closer to the surgery date.

    121 called me and done the credit questionnaire then the next I heard was from MYA. I got accepted 🙂

    I’m paying mine back over 2 years. The APR isn’t a great rate but still good for me in the current market as I don’t have property to finance against and already have a loan out.

    I received an email with attachment and instructions on what to do and ways to send them info.

    I don’t think you need to worry too much about the finance tbh. MYA would inform you if there was a problem even if 121 never.
    If I did worry about it though I would feel comfortable calling MYA and asking for more advice.

    Hope you get your paperwork sorted so you can relax 🙂 x

    xkay19
    0p
    November 29, 2012 at 1:18 pm
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    #609601

    my pc told me if you repay early it isnt a massive extra payment i think its only a few months interest as a early repayment fee. xxx

    Anonymous
    0p
    November 29, 2012 at 1:30 pm
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    #609707

    i hope you get it sorted hun x

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