bad credit options

hi ladies
so my credit score isn’t great, its getting better but not enough to be accepted for finance or a loan.
has anyone used the piggy bank option? with having a daughter an working part time im awful at saving :/ however if its a bill I owe then I can easily pay it off.
anyone know of any other options or advice on the piggybank?
im desperate to get them done this year like I say I have a child and my boobs have just diapered 🙁

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I don’t have great credit and I got a loan with hitachi finance, applied online & was accepted the next day xx

Ive just opened my account desperate to have mine done rubbish credit score opened it with £5 just added everything i can weekly or monthly it soon adds up without worrying about re payments and interest!

How long can you have it open for? or is there no time limit, I was worried if I took a little to long to get the money they would close the account 🙁

Lucy I hope you don’t mind the add. Just got a few questions about your hitachi loan….i just applied and got accepted YAYYYYY when will i receive the money?? xxxx

As long as you need they dont close it down unless u ask all the money you have in there can be given back as long as you havnt had the surgeons appointment then i think they just take the deposit if u decide not to after that or it might be £165

And u can put as little as 1p in there xx

lucy how much did you borrow was it the full amount? x

I saved with my credit union then after 8 weeks may be quicker other areas they then double what u have saved, the interest is very low as well other credit unions let u have a loan straight away no credit checks either worth a look Hun good luck xx

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