declined finance from mya and tesco loans, what now?

i need help, I’ve tried application for a loan from mya and tesco, both declined me even though i have no debts, credit cards,loans nothing. I work full time 1200pm. But they still declined me!? Help! Anywhere else that will accept me for a loan?

Ask your bank. I got a bank loan my finance with another company was declined. And even when my husband done it. Which is mad coz my credit is sooooo good. So just done the bank loan online and they told me straight away.

Have you tried compare the market for the best loans? 🙂 supermarket loans tend to be harder to get! I have one with a company called ratesetter that i found on compare the market xx

If your having trouble getting it in your name you could always try a family member if they will do the loan in there name for you? Xx

The same happened to me i tried tesco loans and got declined and apparently its really hard to get a loan with them! I found it strange as i have a stable job and good credit as i have a car on finance! I went to my bank (santander) and got a 0% credit card for 23 months, i was literally in the bank 15 minutes and i had one no questions asked! I think there so much better than a loan theres no interest and i can pay as much as i want into it whenever i want! I would try your bank xxx

I went with hitachi x

If you have no debt, credit cards or loans it’s pretty hard to get finance because they have nothing to go by. Go to your bank and get a credit card. I got a natwest one which was 0% interest for 18 months x

I have a credit card 1.2% from the post office x

Hi Hun you probably have a low credit score as you have no credit to probe your a good payer as Rebecca said! I got declined by my bank and MYA 2 years ago so I took out a credit card with Vanquis, they’re interest is high but i just paid the full amount each month and my credit score flew up. I’ve now neen accepted tee by my bank which is going to pay for the op xxx

Thank you everyone, how much can you apply for on a credit card?? Xxx means alot to know that i can get advice xxx

I am with natwest i need to apply lmao xx

My first credit card limit was £1200 but rang up to ask if they’d change it to £2500 and they did, I’d only had it about 3 mont then too so it’s worth a try x

Yeah i dont know what to do if they decline me too, i just want to see if i have other options available xx

Go with hitachi!!!! Honestly i have never have such excellent service!! I got declined mya finance and Tesco loans are just so long winded I’m too impatient to be pissing around haha I applied for my hitachi loan online got accepted straight away and had the money in my account the next day!! The interest rate is solo low aswell DO NOT go with your bank the interest rate will be ridiculous !! Xxxx

I’m going to try Hitachi and see what they say lol xx feel like it’s going to take forever to get my bobs done it’s so depressing! Been absolutely miserable xx

Hitachi declined me too lmao, wtf is happening to me 🙁 xx

Have a look at your credit file on experian hun x

I originally wanted to get my boobs done a year ago, but was having the same problem as you. No where’ would except me for finance. So I sort of gave up. But then a couple of months ago I started trying again. As expected I got declined. One of them being Tesco (applied online). But then I rang them up to ask why they declined me as I have no bad credit, got a full time job etc.. And I said I can afford the monthly repayments. And believe it or not the accepted me and a week later I had the money. I know it sounds strange, but you should try ringing them and speaking to them in person. If worked for me 🙂 worth giving it a go! Good luck xx

Yeah i phoned them and they said i have to wait 3 months again xxx i am giving up hope tbh! Xx

Its not good to apply to multiple lenders in a short period of time it effects u getting accepted.. best thing to do is go to experian and check ur credit rating hun x

Be careful!! The more loans you apply for and are declined, the worse your credit rating will be!!

Best get a family member to apply for one if poss, fingers crossed you get one!! xx

I know, I’m going to the bank Friday, hopefully something will come off it and I’ll be able to get my boobs done lol! Xxx

I went to my bank babe and got 0% interest credit card for 29 months ! I got offered £2100 and I am a student at Uni so yano might be worth a try ! I pay a bit each month and have no interest for over 2 years which is good and I just pay £70 a month back that’s it x

Hiya Heather, just to let you know my friend applied for three different loans and was declined. She realised it was because her name was spelt wrong on the Electoral roll lol! She contacted them and they changed it and then she was accepted for a loan straight away x

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