Hey Teresa, I called Norton Finance to see if they would get me a loan ( who Mya recommended ) and I can honestly say the women on the phone was the most unhelpful cow I had ever spoke to. I sent my application through, received a text saying it had been provisionally accepted then had a telephone convo with this rude women who told me how there was no chance! So I pretty much hung up on her. I’m with Natwest, although the APR rate is high if it’s your bank i’m sure they take you under their wing – given you have ok credit ratings I,e no exceeded over drafts, etc. Most banks should be similar? (you would think) Good luck xxxx