Finance 10 months

Can anyone help me please !!
I’ve got £2000 saved and been told that I can put that down and pay the rest off within 10 months interest free (asking as accepted) I’m just wondering how many of you’s have been accepted? I have seen surgeon and have got a date ready which I am speaking to my consultant tomorrow to confirm a date, just I don’t wanna get my hopes up on the finance and then it fall through… I have already given copies of my bank statements and ID.. Also how long have you had to wait for finding out whether you have been accepted?
I have have copies of my student finance which shows the amount for each payment I am due to get and also in my bank state to it shows I get child benefit and child tax credit. I’m literally funding my BA with my student finance. I hope to have it done in March/April if finance goes through. Otherwise I will have to wait till end of April to have the other £2000.

Any help/advice be much appreciated girls xx

Only took a fmfew days Hun to find out x

Hya I went through this, im a stay at home mum not long had another baby, so my partner done the same….2000 cash, and the rest finance, he has no credit as such but did get accepted for the rest, they just look and see if you can afford the repayment, however I dont think they will take the benefit money into consideration, so the more you can put down cash…..the lower the amount you borrow thus lower monthly payments back so more chance of being accepted. But you will know within a few days, I kept ringing and had the answer 3 days xx

Is there an admin charge for the interest free loan . I had heard £200 which doesnt make it interest free!

Yes, I think we got charged 165 xx

They call it an admin fee, but I think you pay that with your first re payment x

It’s 195 admin fee! I’ve got mine spread over my monthly installments tho cos they only told me 3 days ago about this admin fee grrr and my op tomorrow!! They accepted me for finance chick had to be a joint application tho cos of my age xx

Yea, I have applied today 🙂 & Thanks I hope I can get it. Fingers crossed as I have a date in mind! & I’m not too bothered about the ‘admin fee’ as on application of the finance it did state it 😀

Will let you all know how i get on when I find out,

BTW did you get an online application form and email it? OR do it in person ?

X

I filled I filled my forms out at my consultation then once you’ve been accepted you have to sign your finance agreement, you can either do it in person or by email (print, sign then scan and send back) xx

That admin fee makes me cross as its sold as interest free!

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