Finance….

Has any one had finance with 121 an if so what r they like ive tried to find some reviews but can’t seem to find much xxx

im with them 🙂 have only paid 2 payments so far and they seem fine! i managed to get 10% apr over 3 years! i had no other choice than them, i couldnt get a loan with a bank cos i had no credit rating xxx

iv just been accepted for finance with them paying half, then the other half over 2 years interest free. they’ve got a website but doesn’t give much insight. xx

Ok thanks jus waitin for a call off them today so fingers crossed, if you get accepted what happens do they send u a contract out xxx

Jus got my call got to wait till Monday to find out, did you girls have to pay £165 charge I think that’s a bit expensive xxx

You have to send photo I’d by email or post and then I think they send contract nearer the time or u get it at pre op which is like 4 weeks before.yea administration fee or something. Its an unexpected charge I was a bit like oh right myself. But when u work out a loan with someone else and the interest it doesn’t seem so bad. I was lookin at a loan with the bank for 3000 over 3 years and I was going to have to pay back 1000 on top. Think it comes out the first payment. Xx

Yeah suppose you right about tha it jus came as a shock cos wasn’t expecting it, have u had ur op yet xxx

Yea u don’t expect it. Mya don’t mention it, and when you’ve not budgeted for it. Not yet booked in 20th feb at preston.xx

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