finance????

Hw dus the finance work. I got quoted 4,150 but my monthly payment would b 147.00 a month for 36 months so this is a total of 5,292. So y is it so much. Please help girls xx

If that’s the case, sounds like they’ve added a lot of interest on.. Would be better to get a loan elsewhere xx

I thought it was interest free x

Hmm I’m not sure tbh doesn’t sound like it is does it.. I’d check with ur pc.. Xx

Will do thanks hun. X

It’s 15%apr so that’s every year so if you times your amount by 45% then divide by 36 that’s your monthly repayment +£165 document fee xx

You would be better off getting an interest free credit card which will probably be set for 12 months and then when the 12 months is over transfer the balance onto another interest free card that is offering a balance transfer fee of around 2.9%, this will work out alot cheaper. I have transfered mine onto an a card that offer 24 months interest free on balance transfers with a fee of 2.9% and it works out that overall I will probably pay just under £100 interest. I hope this makes sense.xx

I got told it depended on your deposit you put down… I think the more deposit you put down so the less you are borrowing then you get interest free. I got interest free and I paid £2495 deposit x

Cheers gurls x

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