Hi Emma, i looked at MYAs finance option and decided it would be better to get a 0% credit card and pay it off, i asked if i put a £1000 pound down how much will my monthly payments down i got told £344 pound.. this was to pay it off over a year. at MYA … so im just going with the credit card option and il be paying £250 a month back to the credit card 🙂