Finance

Been declined for finance so I’m gutted because I can’t pay for it upfront. Anyone have any advice of where else I could try or anyone who has had similar situation?x

I was the same I was nearly sick since I have a perfect credit score usually.

I contacted the bank and they offered me a loan, and 2 different types of credit card with a WAY better APR than the finance with MYA so just call your bank and see what they can do 🙂 try not to stress (like i did) before you’ve explored every avenue x

Thanks Hun, nothing worse than getting your hopes up and being turned down. My credit admittedly isn’t the best but I have other things so thought it would be OK. Thank you tho I will call my bank xx

I felt so silly I didn’t just try my bank first afterwards if I’m honest! I got a £3500 credit card with a 6.9% apr!!!

Huge difference to the 19.9%!

Do you mind if I add you? I hope you get on ok with it 🙂

That’s fine I’ve accepted u. I don’t have a pic up yet tho. I rang my bank but they can’t help me because technically my wages aren’t high enough. Even tho I have enough coming in to cover payments. Back to the drawing board lol xc

Is there anyone else that would put it in their name for you? I know it’s a big thing for someone to do but that’s an option maybe xx

Awww that sucks im so sorry to hear that 🙁

I exaggerated my monthly income to be honest, cause I knew they’d say the same when I know I can more than cover the repayments.

Yes I think I was too honest on my forms, my boyfriend or mom could I guess just wanted to do it myself. Where there’s a will there’s a way! X

Hi julie. Ive got an appointment tomorrow to see if my husband can get finance for me. Im not very hopeful tho, i checked his credit score to get an idea of what they will see but wasnt very reassuring ? i know i will end up in the same boat as u this time tomorrow. Ive read a lot on past posts that you can pay half and mya finance the rest interest free over 10 months? Not sure so going to ask my pc tomorrow x

It’s horrible. Feel like crying it’ll take me ages to save up that amount. My other halfs credit is bad too so I know what u mean. Just a great big brick wall 🙁

Hiya! I went for my first consultation with Mya but had set my mind on getting a 0% interest deal. But the fact that I would have to put half the money upfront was just too much for me and I wasn’t going to pay an extra £1500 or so in interest to have a lower deposit amount.
I did some more research and paid £150 for a consultation at a Spire private hospital and it was so worth it. I put down £1500 deposit and am paying the rest interest free. It’s £4850 and I got 2 nights stay included, my own private room, 2 post surgery bras and a compression strap. They looked after me so well and my surgeon was amazing. I kind of felt with Mya they take your money, do the surgery and get rid of you asap, when I wanted the reassurance that I was going to be fully looked after after paying £5000 in total.

Hope this helps!

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