I’d recommend getting loan by yourself. They use a company that basically finds a loan provider and they’re all awful rates. I used my clear score app and got a loan in 30 seconds (exaggeration) and I’m not paying back 3 grand on top. I used lendable if that helps at all. Ofc depends on credit score but defo have a look around. Admiral loans have best rates. Santander also, hope this helps xo