finance.. anyone repaying like £70 ish a month Started by: roxy1989

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    anyone had financing from MYA and is paying back £70ish monthly? Also, how does it work… do they decide how much u repay every month or do u decide? Ive only heard lots of you say that your paying £100+ per month

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    It depends how much you borrow and over what time period – doubt you would get it that cheap if you wanted to finance the full amount unless you had a big deposit x

    Jess91
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    i’m repaying £75 a month! i put £1500 down, and then paying it over 36 months, with 9.9% apr! i’m really happy with the plan i’ve got, put the deposit on credit cards, and like that i’m not paying loads a month, as would like to get car on finance too! :D they give you lots of different options and you can see what suits you best! hope this helps xx

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    Jess91 are you working currently? That sounds a great plan, I’m on maternity leave atm so not sure if I would be approved :( xx

    Jess91
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    hey amylaura! i’m not no! it’s under my mums name! but she only works part time, has quite a bit owing on credit cards etc, she has always paid bills etc on time and everything, but she got accepted! :) think it’s because it’s a fairly big deposit! i think that if you have a decent credit history you will be okay! :) i would just say put as much down as you can, again i put the 1500 on credit cards, but i think this plan will suit me well, only not in work as am moving house up north from suffolk in a few weeks so will get something full time i hope once i’m up there! :) and i just thought 75 a month plus paying a bit off on the credit card, should be a pretty easy amount to pay! sorry about the essay, hope it helps a little :) xx

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