Finance changes? Help please!

Put a deposit down for my op last year, was told if I put half down I could get interest free finance over a 24 month period. I have saved half of the total amount and my pc has just informed me that MYA are no longer doing this interest free deal? She spoke to her manager and then came back and said they would honour it but only over 10 months. This has completely messed everything up for me, she has suggested credit card but the most interest free period I can find on a credit card is 9 months, I could then swap it on a blanace transfer but I will get interest on that as well. Has anyone else been told the same as me? Or are there any other options available that other people have used? After being given a price for the op after seeing the surgeon and then that price being increased a couple of months later and now this, I am massively starting to regret going to MYA, genuinly believed they were a good company, wish I had more money so I could go elsewhere now.

Hiya Hun, I’ve jus had my op an got the interest free over 18 months with puttin large deposit, so my friend went to mya wanting to get same deal as me an has been told the same they can’t do interest free anymore so it’s not jus you think they have changed some of there rules latey, hope things end up working out for ya xxx

Thank you, is your friend getting a loan or going with the finance with interest instead now? x x

Transform do interest free finance over 2 yrs hun, i didnt use them i had Surgicare and dont know what or if they do finance. Have a look a Transform….Good luck xx

They have now offered her over 10 months so she gonna take that, if urs was booked that long ago they should maybe try there best to give what agreed xxxxxx

Hi Hun.
Same as you. Paid my deposit last May tried to sort finance recently after paying over two thirds of the balance and was told that they no longer offer interest free. Interest is 15% APR I think. I got refused finance too so I’ve just paid on a credit card which works out cheaper than the finance and I’ll have it paid off quicker too. It sucks though it’s a lot of money and if you’ve planned your finances around the interest free option then it’s right they should honor it…x

Thank you for replies girls. They offered me 10 months interest free but the repayments were too much, then it was 10% interest if I wanted to do it over 2 years. I’m still unsure of what is the best thing to do, I need to do some sums and see what comes out cheaper really. I’m glad that we are in the same boat laulau, although its not the one we wanted to be in! MYA have rang up and apologised to me though which is good, they haven’t just ignored it and did explain that because its an external company they have no control over what they do, but still doesn’t change the fact that everything has been thrown up in the air. Thanks again x x x x

This happened to me too, luckily I hadn’t paid my deposit. DO NOT go with the finance company while they are charging interest, the rate is ridiculous. I’ve now taken out a loan with Sainsburys (having BA and Rhino so costing more) and though I will be paying interest it’s a very good deal and would recommend them xx

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