Hi Hun! you can go for your consultation at any time. If you want to book your surgery you will have to pay the £500 deposit there and then even if you have finance, the mya finance is pretty expensive (19.9% for the 5 year option) so may be worth looking into other options. I believe they send you a link at your consultation so you sort it all out yourself online. I was going to have finance but it was way too much interest for me so I got a loan with hitatchi their apr is much better (depending on your circumstances)