Hi hope someone can help, my Husband is going to apply for finace for me but he has bad credit so i dont think he will be accepted. We have a disabled daughter so im her full time carer but i get carers allowence, my PC has told me to try and apply too. I dont think il get it as im not working 16 hours. Does anyone have any info on this please? x
Hiya! I would apply but I would also go and speak to your bank about a loan! The interest rate is usually a lot lower than the Mya interest rate xxxxxx
If i do apply but get rejected do you know if you can try again in a few months? i dont think id get a loan but i could go and speak to someone i guess, thanks xx
Yeah u can still apply I was accepted a loan with my bank Barclays and then went to sainsburys bank as the interest rate was a lot lower! Defo speak to the bank! You don’t ask you don’t get! 🙂 xxxxx
It depends on how much deposit u have, if you have half you can get 10 month intrest free loan and they wont credit check you, i called and spoke to mya finance about that because I had a similar issue xxx
Have you had your first consulataion ? They do it there and then, but if u were to out it in ur partners name he would need to be with you, also you can apply when u meet the surgeon if ive already had ur 1st consultation xx
I had my consultation in May, seeing Mr Kazzazi next week for first time. But my PC has sent me a link so i guess i just apply online or wait till next week n he will do it for me? x
I would suggest you check for companies online that do soft searches, these don’t affect your credit rating but will give you an idea of if you will be accepted and the typical Apr you will be paying xx
be really carefull, if you have bad credit the loan companies that will accept you most likely have very high interest.. Don’t let your self improvement become something you resent when it gets tough to pay back. Im a firm believer in never buying anything I don’t have the cash for. maby postpone a month or two until you have a larger deposit to take some of the heat off the repayments! x
Hi Danielle, I believe you can ask anyone to get the finance for you. It might be worth asking a friend or family member if you cant get it yourself. Also you will now immediately after completing the application, if it is accepted it will say approved straight away. xxx
I got declined 🙁 gutted and i did ask my dad who said he would n now hes changed his mind! im just guna work on my credit and saving and try get a loan in a few months xx
