Hey girls! Iâm 19 years old and was accepted for finance for a BA, I only ever had my phone bill as a direct debit. Best advice is to have a consultation, tell your PC youâd like to have finance and they send you a link, takes minutes to complete and you see straight away if youâve been accepted, if not you can get anyone else like a family member or friend to apply for finance for you. Itâs worth going for your first consultation and at least trying! If you donât get accepted I believe you can re apply within 6months, hope this helps xx