Finance options

Hi there, i have been debating on a breast enlargment for the past 5yrs, always told myself its selfish and cant afford it, i have 2 children 13 and 6 and my boobs have lost all life since my 2nd child, i dont feel womanly anymore and im so self conscious about them and hate feeling this way. So i have decided im going to go for it and have saved £700 so far, im hoping to get them done february next year so i can save a little more to have a good deposit and go the finance route to pay for the rest. Just wondering if anyone else has gone finance route and how much they pay back a month? I know everybodys surgery costs are different, just so i have an idea. Thankyou x

Mya have their own finance calculator, where you can choose how long you want to take out finance for and how much it will be roughly, best option – not sure if we can talk prices on here x

Hi @Misso. I have gone the finance route. I paid £500 deposit and then got my own finance sorted as you get a better rate (slightly). Have a look online, type in “best loan offers” and you can see which is the best and also do a soft search that doesn’t show on your credit file. I did this through martin Lewis’s site. It depends how many years you want to repay it over but for example , £4700 over 3 years would be about £140 a month, but if you take it over 5 years it would be about £90 a month. Obviously it depends on the APR but they are all quite similar xx

Thanks for replies @louise & @sophie i will give the mya calculator a try and also do some googling regarding finance, thanks for your help xx

Hi! I am having mine done in January 🙂 I have put my £500 deposit down to secure my surgery date, I have around £1000 saved to put against it. I was advised to get a 0% interest credit card to pay the rest off (think it works out about £150 a month over 2 years to pay off) as you can get them 2-3 years, saves on all the interest you pay on some finance! So that’s the direction I’m heading in… save until November then I will take out the card to pay the remaining surgery cost, then pay what I have saved off of the card straight away. Hope this helps xx

Thanks for that, thats really helpful, so obviously you have been for all of your consultations if your surgery is booked in January? I was wondering when to go for mine seen as though im waiting until feb to actually get them done i thought it might of been to early to book. I really want to get the ball rolling so i suppose if i book now then it seems more real lol. Bet your excited for yours ????

i got declined for MYA Finace eventho my score is not bad. it is a 3 (meaning 1 is best)..

I had a look into loans and credit cards but it is ver unlikely for me to get accepted for anything.
not sure why.. maybe because I am in the UK for less than 3 years and moved a lot?
seems like there is not alot of history/information of me.

not sure what to do now.. :((

Sorry to hear that @kimberly is there any way you could get somebody to get the finance for you? My credit score isnt great so if i cant get it my oartner is going to try for me x

@misso I have put a deposit in as when the dates come out I will be booked in straight away so I can secure the date I want 🙂

Try cosmeticloans.co.uk they specialise in providing loans for people with poorer credit

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