Finance or loan options? HELP PLEASE

Hiya guys! I had a consultation yesterday and got my quote! I’d ideally like my BA before my bday in January but I don’t have an ideal credit rating for the finance options ?. Was wondering if anyone had taken loans out with other people without a squeaky clean credit rating that does have affordable repayment options?? The thought of having to wait even longer after waiting 7 years to get the confidence to actually go to a consultation is really getting me down? Thanks girls ?

If you try comparethemarket and Moneysupermarket it searches for a selection and you can say that your credit rating may not be the best xx

Or mya do a piggy bank saving where you put in what you can afford when you can afford it and save up that way? It may take a while tho. I didn’t go with mya but I know bmi do a health card which is sort of like a credit card just for surgery and then after 12 months you can set a pay monthly direct debit up . Failing That I know m and s and sainsberries do good loans but not sure if they do bad credit rating ones , sorry if I’m no help x

I got a loan from lendable which was quite reasonable x

Tesco bank are really good x

Did you already do the mya finance application and it said you have bad credit?

Could you get the finance in somebody else’s name? I’m looking at getting a mortgage soon so really didn’t want the boob finance in my name so my mum put it all in hers xx

Thanks so much girls! I’ll do some hunting around now, thanks for your help ?

Hi Jodie,

I got turned down from MYA finance but my bank halifax gave me a loan…it is not a good one tho! I’m paying back nearly double. So make sure you look around properly before you decide! I was so excited I went with the first one! And keep in mind if you apply and get turned down it can effect your credit rating! I think nationwide do good rates! Have a look .. hope you find one hun!

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