Finance Question

This may be the stupidest question ever, but i just wanted to ask before i go through my application. i’m planning on doing the 10 month repayment but i dont have a credit card does that mean i will automatically get declined? i looked through some finance posts but couldnt find anything about this! thanks! Xxxx

No, as long as you havent had any debts or missed any payments you should be ok.

Have you looked into their piggy bank scheme ? I’m new and found out about it today – basically they hold your saved money for you and as long as you have all the money before your surgery you can go ahead – plus the bonus of no interest !
x

I’ve paid half my balance and I’m paying the rest over 10 months interest free and I don’t have a credit card 🙂 xo

ah fab! i have no overdraft and no debts just don’t want to spend all my savings at one go so paying the rest back over 10 months is better for me!

If you have the 50% and things and this suits you I’d say go for it!! There are other options though I bank with lloyds and have never borrowed money been in debt or missed a payment but I’m pretty sure I have a SHIT credit rating.. anyway I couldnt wait for my BA so I applied for a loan through my bank I borrowed £5000 so I could pay off my dad for my car (which saves me sending £150 a month to my dad) and I will now pay £167 a month for 3 years but I can pay off more early if I want too 🙂 it’s literally costing me £17 more a month for boobs! !! I applied on my phone and was instantly accepted with the money in my bank in 24hours I’m so happy about it and really shocked I was accepted so quick! Just wanted to let people know in case anyone is struggling 🙂 xxxxxxxxxx

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