financial plan?

Did anyone use them? Are they worth it?

What do you mean by this? Mya piggy bank or actual finance? X

What’s mya piggy bank? Maybe that’s what I mean. Where you pay for the procedure over a certain amount of time

Mya piggy bank is just like a savings account. You put money into it each month until you have saved up enough to have the op. Just the same as a normal savings account. But if you want to have the procedure then pay it off then this is finance. You will need a deposit, £2000 in my case then the rest you can pay back monthly. It does have an interest rate so depends how much you want it doing!! Xxx

I thought they do 10 months interest free Nicole? xx

I wish Rachel! Certainly not in my case and my op is the 27th of this month. I haven’t even heard that and I’m putting a decent deposit down x

My op was about £4900, and i have been paying it off, i have just applied for finance (im only 19) and it went through fine! I am lending £3644 currently, as i may pay off more before my op in january! But to give you an idea..for me to lend £3644 over 3 years, i would be paying £147 a month, there is obviously interest involved but i couldnt wait until i had saved up! you can repay early and the first installment does not need paid until the month after your operation.

Hope this helps!xx

Mine are about £140 a month. The interest paid back will be £1800 so I’m paying it off asap! Mine is for £5850 with £2000 deposit x

I made clear on the phone to the lady at mya that I will be looking into finance and she said I will need a deposit of £250?! How come your first payment was so high nicole? I have been quoted by another company of a £500 payment, intrest free for the first 6 months and then 9.9% apr, is this better than what mya offer?

Yeah that’s better than mya and I’ve chosen to out that deposit down as I don’t want it all on finance. Also you need to really check the interest. It says 10% interest. The Apr is actually about 23% they’re two totally different things.

Hey! I applied for MYA finance too and just got accepted yesterday! My procedure cost is £4250 and I put down a deposit of £500 which was the minimum. I have then chosen to pay it off over 24 months with 10% interest per year. I think it’s like an additional £23 something per month…?

They have said that I can pay it off early if I want to and only pay that particular months interest.

Other options were £500 deposit and 10 months interest free, half of the procedure cost and 12 months interest free or what I went for.

Be careful though as MYA will tell you that interest is 10-15% but when the finance people call you they will automatically put it at 15% without telling you. Make sure you make them aware you want to do 10%. xxx

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