How easy to be accepted for MYA finance?

Hi ladies,
I had my free consultation today for a BA and looking at finance options, I have a good credit rating of 830, I work full time but the only thing is that I have a student overdraft of £2000 that i’ve maxed out…would they decline me on that? I always pay off any bills, phone contract etc on time, just wondering how difficult it is to be accepted for finance?

Did you get more information on this? Did you apply?

I had nothing to show I had any credit. And I only just got my full time job when I applied and I got accepted. I didn’t have anything to show I pay off my bills or anything. I think it’s a good idea to try it as I did and was pleasantly surprised. 🙂 xx

Hello just wondering I have nothing in my name just my partners I’ve read different posts that I can get it in he’s name does anyone know if it’s possible if it fails in mine

Hiya Hun
It is easy to get finance I only have my phone bill coming out of my bank account and mine got accepted straight away you shouldn’t have any problem ! I think if you pay your bills in time and you get paid into your bank monthly it should help xxxx

Does anyone know what the finance company is called that does the finance? Xx

They use pay 4 later x

Thank you Hun, do you know what the criteria is needed for finance? X

I found the finance really easy. I’m self employed and have been for a year but you don’t have to show anything to be accepted.
All they ask is your annual income and what you do and you check a box to say you can’t see a reason why you wouldn’t be able to pay in future. It’s definitely worth a try as I know people in the same situation as me that weren’t accepted through other companies so thought I didn’t stand a chance! X

Hi hun, I took out Finance with V12 through MYA for my lipo just over 3 years ago and it was VERY simple to get accepted considering my info was in various different addresses and I’d just come out of full time work back to a student loan for my final year of uni. I’m not sure if it still still with V12 but hope that helps! x

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