How would I ever pay!!!!!!!

Had my first consultation for rhino. Really keen to go and meet with Dr Gonshoir and Dr schiavone just to get two opinions. But how am I ever going to afford it? My pc said mya finance isnt very good but didnt really give me any other options… are credit cards good?? I have no idea please help!! Thank you xx

I think a few people have gone with tesco.credit cards. Cant you try a loan from your bank xx

May be. I have just graduated from uni and really have no idea how to go about it :/ any tips from anyone would be great. And info such as how much you pay back a month would be good…and how much interest?! Thanks girls xx

Hi charlie
Its hard yo get a credit card with such a high limit straight away may take 6months to show ur responsible and can manage ur accounts zx

Hi Charlie,

Out of interest/bordom I checked for the best deals 2 days ago on loans and I found these guys called zopa (google them) the interest you pay back is very little compared to credit cards and other lenders including tesco and sainsburys! I hope this can help you good luck 🙂 xx

To get one from zopa you need a minimum credit score of 640. If you havnt had credit from anyone before you might struggle to get a large amount. Your best getting a loan/card for a small amount and paying it back every mo.th to boost your raiting xx

I did the credit card shuffle! Paid on one then took out the MBNA card which is 0% on balance transfers for 2 years xx

Thank you girls xxx

How do I check my credit rating? ? X

Yep 0% interest credit card is way to go, u may have to apply for a few to get the amount u need.

Google ‘0% interest CC comparison’ and you’ll find sites that have all the different ones in a chart comparing the IF period.

You can check your score on equifax or experian. Equifax tells you straight away though.

Xxxxx

Girls do you think I’m to young to get a card to put it on i’m 19 turning 20 :/ xx

Im just 22 babe. Just graduated uni so havnt had a job. Your more likely to get it I think if you have been employed.. shouldn’t matter too much on age xx

Not about a job its about credit rating hunny. Do u have a phone contract or anything u pay each month like car insurance etc? X

I managed to get a credit card with Vanquis when i was 18 but they will give one to anyone, you start out with a limit of £250 but it goes up quite quickly, the apr on theirs is very high though, but you will 100% get a credit card with them, i think i lied and said i had a job and never did xx

Hi Girls yeah I work full time 45.5 hours a week. i pay phone contract and car insurance also other insurance phone tablet etc?? I was thinking of doing a credit card shuffle like xx

Id go on credit expert check ur score 1st as u may be able to get a loan. Xx

https://www.moneysupermarket.com/loans/smart-search/Landing.aspx?Goal=3rdparty

Go on this link fill in how much youd like and then next page asks for a few personal details eg address n name. And then it goes on your credit score and says how likely you are to get a loan n shit. It doesnt do a credit search it does a quotation one so no footprint left x

I might do thanks hun didnt no whats beast to do get a card or loan xx

Loans maybe easier depending on ur score due to apr rates x

Let us know if you do it and ur resukt x

Takes like 3mins to do n get result xx

Thanks hun once I’ve finished work I will :D!! have you had you op Claire?? xx

Nope not yet hun! Im seeing ny dad tomorrow to discuss him getting me a loan due to some negative things on my credit file which im now resolving im wanting tummytuck and lipo. Then after ive improvex my score il go for a ba xx

want 3 ops done! God your brave haha!! Well I hope he does hun, you working?? xx

Tummytuck and lipo are one really having them together.
Yeah me and my bf work fulltime. Just stupidly got a default account atm . Getting removed end of this month but want to bopk in for july lol. He should do hes a softy and want me to be happy. Xx

Ohh no have to chance that. think my chances are pretty low atm but might take out a card 500 or something use it on stuff like filling up the car n paying it back to build history i been told do things like that. Awww hope so hun!!! xx

Go on tht site takes 3mins n its ace x

I just looked hun its really low 🙁 xx

Whats it said? On chances of getting a loan? It should show u a list n say what chances xx

yeah it said like 2 but they were Low :/ xx

Awwh babes:( will any fam do guarentor or get loan in there name x

Yeah my dad hun. Xx

Thays alright then! What u wanting done x

Well see hun. Ba bubs xx

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