Oh my gosh I am so so happy! I went through Norton Finance (via MYA) who are like a middleman and I have been accepted for a loan with RateSetter. Not the best APR but not the worst either, 13.9% over 5 years but I can pay more than my minimum payments off each month which I wanted too! I will be calling my PC tomorrow to make a deposit for the 28th September :D!!!!