First check yr credit history and score with Experian and Equifax, this will give u an idea why you were declined. Also if you’re not on the electoral roll it’s worth to do it as it counts a lot!
I’ve been declined too (actually my bf) despite he has a very good credit history and very good credit score. The only thing is we haven’t been on the electoral roll and not long at the current address (3 months only while applying for a loan). We decided to wait before we apply again and first register on the electoral roll. It takes us 6 weeks and I’m dying waiting but really don’t wanna take a risk applying and being declined again.
I completly understand how u r feeling now as was crying all the way from the bank!
I know it’s hard to wait (I’m looking at the pics before and after every day, reading forums etc.) but I know I must be patient:(
Please, check yourself with credit agencies before applying again as u might destroy yr credit score at all and not be accepted… Also Experian will help you to check which lenders you can go with depending on yr credit history. Wort to try!
