Loans! – advice needed please!

Ladies! I’m currently living with my partner of 4 years but we’re at his mums atm as we’re looking at moving out end of the year. I am getting a loan for my procedure and getting a lot of crap from a family friend saying me getting a loan out while living at my partners mums house will blacklist her house? Can I please get some of your thoughts? My understanding is that It goes against you not where you live??

Theres no such thing as blacklisting. It goes against your name not address and if you pay it back on time it wont affect your credit file. The only thing is youay not get other loans while you are paying it depending on your income and existing borrowing in case you have a lot of loans.

Seems like someone is trying to scare you xx
as long as the loan is in your name and your paying it off it’s No one else’s business but your own xx hope it all goes well for you xxx

Thank you girls! Xx

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