Hey girls I’ve just been reading on someone’s post about that MYA finance where you put half down and spread the rest over ten months but there is still a credit check,,,,, is this really true ?! Because I got declined for the original finance due to a shockingly bad credit rating so had my heart set on the MYA one where u pay 2500 upfront ect,,, I’ve been saving aswell and so close!!! Can anyone let me know that there won’t be a credit check ?!?! Xxxxx