Thought I should let you all know I recieved an email from mya with a screen shot from their side stating the transaction was processed on the 28/12/12. I will be taking this up with my bank as they have assured me this isnt the case. Cant argue with black and white and though! The mya mod has been very helpful today! So maybe mya were being honest after all and the banks have messed up? Either way they have resolved it for me now so thank you mya! Good luck to any girls having their ba soon x