1st medical loans rejection

does anyone have any idea or any other comapies apart from 1st medical to give me finance, my credit rating isnt strong enough and my partner is self empoyed and had a few missed payment on his credit card and bank charges.

I seem to be able to obtain credit cards, mobile phone and store card tho

please help !!

Can’t you make a joint application for a bank loan, cheaper interest rate too… Good luck x

His credit rating isnt good enough with him been a new business he has pored everything into that and maxed out his overdrafts etc, to make it work. My bank wont look at me because i owe them money from when i was young. tryed places like tesco but no joy

Oh dear.. Not sure what else you can do other than piggy bank and having a massive clear out on eBay. Good luck Hun x

Chic its not the answer you want, but why not try and save the amount (or more) what you would be paying off a loan with each month? Mya do a piggy bank scheme. x

Not sure if it’s still as good as it was but I remember a while back a few girls saying Tesco credit card was good and accepted people with bad credit rating x

Thing is with that though belle is they don’t tend to get the credit limit, suppose it’s a start though. Heskia, don’t go making too many applications as this can hurt your credit file with all the searches, then lenders think you’re getting desperate for credit and refuse you.. I’m in the credit card industry lol x

get an interest free credit card and wack it on that? x

i already have 3 credit cards one for a grand and 2 for 250 they all have av balances on them . just cant get an interest free one .

Got my deposit saved its just the rest xx

Well good luck in whatever you decide to do. Is there no-one in your family who would get a credit card in their name and you make the repayments? X

Can you get a guarantor? or someone else to take ut credit?

im with transform and although criteria is still pretty strict it seems a little more lenient xx

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