any1 know a good credit card for £500.. the deposit for 0% finance has inceeased

Hi ladies.

I was planning on paying 1500 deposit then paying the rest off over a year 0% finance but i have now been told i need half the full amount to be able to do the 0% finance. i reeally dont wanna have to pospone my op eveb more. i have 4th of april held for me and was originally meant to be having op in feb.

Ill have my 1500 by the end of feb but now im gunna need an extra 425 to make up the half of full amount. does anyone know of any good credit cards for a small amount of 500 pound? Im only 20 and dont have a credit history yet so i dont know if i could even get one.

Im so worried i wont be able to go ahead im april now pleeeease help xx

m&s and halifax offer 0% over 15 months, apply online and see if you qualify, I think Halifax give an immediate response xx

try halifax, m&s are quite strict and im sure you have to be a home owner or 30+ xx

go to your bank they can usually sort something xx

or contact your bank and try to arrange an overdraft for £500 the interest over a year is minimal x

Thank you girls. think i will go into my bank and have a word xx

Thank you girls. think i will go into my bank and have a word xx

Hi Charlie,

I agree the overdraft I’m sure is the best option, but I just wanted to say well done for saving £1500 already, very impressed x

M&S are really strict. I got an Tesco one which is 0% for 15 months and gave me an answer online and card came withing the week! x

your bank can offer you a temporary overdraft facility so say you need £500 overdraft and pay back £100 per month for 5months, ive done that a few times and only been chargel like £3 per month or something silly xx

Ditto the M&S card, its 15 months interest free, thats how Ive paid for mine. It did take about 2 weeks to come through tho xx

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