Anyone tried MYA's new finance company?

I got an automated email from MYA saying they had launched there very own finance company or something…only skim read it so not sure! Has anyone tried it yet? 121 Finance I think it was called.

Yea I spoke to them yesterday. I has originally signed a contract with v12 where I payed £1500 and repayed the rest over 18 months 0% finance which came to about £130 a month. When I spoke to them yesterday apparently the best 0% interest they could do was 10 months and you have to pay half procedure upfront! So I now need to come up with £500 out of somewhere and pay back £200 for the next 10 months. I’m not too happy about it to be honest. And haha that e-mail is so misleading, it reads like mya now provide better finance options than previous companies when actually they’re rubbish! I don’t even know if I’ve been accepted yet and if I haven’t I’m just gonna take my money back cause there’s no way I’m paying back with interest.

hi hun, Yeah I’ve got finance through them! Was very surprised that I got accepted as I got declined for the first mya finance, but this one seems a lot more easier to get! good luck! xx

Hi chick, I got my finance threw them didnt think i would be accepted so was shocked x

Are students with part time jobs accepted do ppl know? Xx

Oooh I’ve not heard about this new finance thing might after ring my pc xxx

iv just done my finance through mya i cant remember the name of the finance company though sorry, over 12 months 0%, they will do longer terms but you will pay interest, just be careful there is a £95 arrangement fee for the finance which is nothing to do with mya. i was not told about this so it came as a huge shock when they wrote and told me my 1st payment was £245 not £150 as i was expecting. thankfully mya refunded me the £95 very quickly as my pc failed to eexplain the admin fee to me.

I read the terms and it seems like I may need to do a joint application as I dont fit the criteria. Goodness knows who will agree to do that with me haha – the boyf no doubt (even though he doesnt want me to get surgery!) The one thing with this company which V12 didnt do is they allow the joint applicant to be a cohabiting partner. V12 wouldnt let me use my boyfriend because we’re not married. I am planning on saving half then doing the ten months interest free thing. Deadline for saving – October 31st!! Seems ages away!!

This sounds like it could be ideal for me if my credit history wasn’t so bad.

Has anyone else got a CCJ and any outstanding balances but got accepted by this anyway? Xx

why do i seem to be the only person who is finding this company is more strict to accept people?!? I was accepted by v12!!!!! And Myas company say i need a joint applicant, which isnt looking very likely atm. Oh well it’s their own fault if they lose my business because they couldn’t match the 18 month 0% contract I had with v12!! Grrrrr rant im pissed off!

What is V12? Xx

I got declined today had a brill garentor and they still declined me I am so upset xxx

me too xx

Did u get declined to ? Xx

How much is the apr after the 10 months? and also do u have to pay the £500 straight up or can u pay it later? xx

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