been declined finance by santander :(

I haven’t yet had a consultation as I don’t see the point if I can’t get the money, I applied for a loan with santander as I was recommended to on here but I’ve been declined I don’t have a very good credit rating! I’ve no idea what to do now x

Don’t let that get you down. I have an excellent credit rating yet I always get turned down by Santander. Try someone else. Go on moneysupermarket.com to see what other 0% cards there are. Or apply to First Medical loans. x

Oh no hun, try first medical loans! I have shocking credit history and would never be able to get a credit card or loan but MYA help fund first medical so they get a say in who gets accepted and i got through! My mum is on the policy as a gaurantor though xx

Im shocked,they gave me a loan as my credit rate is 577 maybe its because i have a store card xx

Yep feeling a bit low now! going to have to ask my boyf to be a guarantor but got a feeling hes going to say no

you need a family meneber to be your gaurantor, u cant use a partner hun x

Thats even worse!! My mum is deffo gonna say NO! So will my brother! And my dad? how embarrassing will that be !? Ive no hope x

My partner is a guarantor for me with first medical hun. Definitely possible if he agrees to it x

They told me at mya that my bf could be guarantor with first medical So it’s worth a try X

Im getting a loan with First Medical but they could only give me £3000 and i need £4000 so ive had to take out a credit card aswell. Try supermarkets, ive got mine with sainsburys and they seem to be cheaper than the banks:) x

Did u try for the full amount with 1st medical? I am going to try and apply for half! But no gurantor tho x

My partner is my guarentor on my loan hun, hope you get some luck x

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