can i get finance if i am recieving benefits (dss)

can i get finance if i am recieveing benefits please cauld you help me

are you out of work??? i work 21 hours but rec’ve tax creds and family allowance and i got a loan! i think you need to be working! X

oh ive just read the end bit of your message, saying dss! i dont think you can get finance being out of work, as they base it on your income! well i think anyway, X

JaneyH where did you get your loan from if you don’t mind telling me. Situation the same been declined bank loans xx

I don’t think you can Hun, I know you can get a budgeting loan and you pay so much back a wk out of your benefits. Ut you can only have upto £1500 and you don’t always get that much off them also if you can’t get the rest I wouldn’t bother applying for one of them unless you put what ever money they give you away, hope this helps X

U need to be working over 16hrs as far as I know. Xx

@Staceylash,

I wouldnt be entitled to a budgeting loan, i think that’s for people who are on income support etc.

My prob is i work 21 hours low income child tax/working tax cred. My last hope is Deffo going to be FML.

does anyone know if i have to wait for my consultation to apply? Do MYA sort it out for you? Xxx

try first medical loans. phone them u will need to price of wot your getting done.

tony

very much doubt it! I work full time (34 hours) been declined for credit unless i get a guarantor! Its poop! x

Snap ememz Im working 40hrs havent missed a payment in 12 months and i was told i need a guarantor. Luckily i managed to get money elsewhere x

aww your lucky im stuck in a rut now with a £400 creditcard im trying to build up my credit. i dont really like the idea of guarantor credit i’d feel guilty expecting someone else to pay if anything happened to me, well when i get my credit rating boosted hopefully i can fund it then where did u get the money from klill25? x

I got refused for loans and credit cards but my bank gave me a high overdraft of £2700 and my stepdads lending me rest. Its worth a try hun cos the women in bank couldnt understand why i was being refused a credit card but not a high overdraft like that. x

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