FINANCE!

Hi girlies,

how did you all pay for your Ops, I cant get finance anywhere as i am 20 with low credit??? my parents wont help and it is going to take up to 6 months to save.

xx

Hey hun,

I can’t get finance either- so looks like saving will be the only option at present!

xx

Aww how long is it goin to take you?? xx

I saved for a year and a half and have now booked and paid for my op plus have some extra for new bras etc!

Hoping to save enough by a year! Suppose its better than being in debt really! Even though i did want them now! ha!

xx

you can get loans with bad credit/low credit, but the interest is high. its what i will be doing though as i literally cannot save, haha plus it will take me about 2 years to do so! and im tired of waiting for this! good luck honey xx

I couldn’t afford tosave the money and couldn’t get credit either, Luckily for me, Daddy stepped in and paid most of it for me

Hey Naylou, although you said you cant get it from anywhere, have you spoken to your PC lately? I went for my consultation in London on Saturday and was told that they MYA have introduced their own finance from January 2011.

Basically it acts like an alternative if you are not accepted by another company, and they’re flexible and really try to make things work for you. You’d need to put down a deposit of £500 minimum and they give you 12/24/36 months to pay off the rest at only 7.5% interest.

Just an idea

.x.

Hi gabbybee!

This post answers the questions i asked you in the other post! ha!

Hmmm.. i wonder if its really that simple!? Would be nice! Let me know if you find anything else out about it!

xx

I expect they still do credit checks etc as the interest is low so would be no good if you have a bad rating, but good as they allow the extra time to pau it back.

for the MYA loan I think you also need a guarantor who is willing to have the money taken out of their account and you need to be earning at least £1000. Thats what I have heard… x

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