Ive done my application for FML they have asked for payslips and bank statements, i use my overdraft alot and find myself in in every month, do you think this will mean my application will get declined?
i cant see it making a difference do you pay it back most months when you get paid if anything wouldnt it be seen as good credit as your borrowing and then pay back when you get yoru wage??
Im not sure really, i tend to just constantly live in my overdraft. I get paid around £1200 each month and my O/D is 1250, ive just never really paid it off xxx
i cant see that having a negative effect huni coz atleast your paying the majority of it back every month even i you then use it straight away. How long till you find out if you have finance x