I have a really rubbish credit score, its only because im in zero debt, which i find very annoying, but like they say you need credit to get credit, i have no credit cards or store cards and now cant get any because i have no credit rating, however, i did manage to get the 0% interest free finance through mya with my mum as a gauruntor. I am paying this off over 12 months.
Also, Barclaycard have just bought out a new 0% for 18 months credit card last week. Best thing to do is go on Martin Lewis’ website. They man is a genuis! xxx