hiya my credit is not great but i have been shopping with Addittions catalouge for a while and they offer loans through a company called shop direct finance. i have tried for ages to get credit with no luck until 2 months ago i tried them and i nearly fell to the floor when they had accepted me. the interest is quite steep but i dont care im paying back £138.00 every month for 4 years on a £4000 loan. i went onto the addittions website and the link is at the very bottom of the page in small writing (personal finance).